| Hometrust Housing Finance Company Ltd |
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Hometrust Housing Finance
Company Ltd., a fully owned subsidiary of Gujarat Ambuja Cements Ltd.
We began in 1994 with the aim of providing
people with the means to a home. We do this through home loans that are easily available,
mindful of individual needs and resources. With minimal paperwork and single-window
operations, our loans are easy, above all else.
They are designed keeping customers in
mind. their aim is to provide loans flexible enough to suit clients specific needs. Not
only because we offer speedy service. But because we listen to our customers and structure
our loans accordingly. We do our best to ensure that our customers get what they
need. |
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| HOUSING LOANS |
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| Loans are available for purchase,
construction, extension and repair of housing units. |
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| Loans are available to working couples,
self-employed persons, salaried persons, professionals, businessmen and even pensioners! |
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| Tenure: 1 to 15 years. |
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| Processing fee: 0.8% (one time,
non-refundable). |
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| Administrative fee: 1.% (one time,
non-refundable) |
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Loan amount
(Rs.) |
Prime Lending Rate |
Upto 10,00,000
Upto 5 years
6-8 years
-15 years |
13.00%
13.25%
13.50% |
1000001 - 25,00,000
Upto 5 years
6-8 years
9-15 years |
13.25%
13.50%
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| Loans may be repaid as per the following
Equated Monthly Instalments (on a unit loan of Rs.10,000): |
|
Term (Yrs) |
Upto 1000000 |
1000001-2500000 |
| 1 |
941.67 |
13.00% |
943.75 |
13.25% |
| 2 |
499.57 |
13.00% |
501.19 |
13.25% |
| 3 |
352.93 |
13.00% |
354.43 |
13.25% |
| 4 |
280.16 |
13.00% |
281.62 |
13.25% |
| 5 |
236.93 |
13.00% |
238.38 |
13.25% |
| 6 |
209.91 |
13.25% |
211.37 |
13.50% |
| 7 |
189.89 |
13.25% |
191.37 |
13.50% |
| 8 |
175.14 |
13.25% |
176.64 |
13.50% |
| 9 |
165.42 |
13.50% |
168.47 |
14.00% |
| 10 |
156.66 |
13.50% |
159.76 |
14.00% |
| 11 |
149.67 |
13.50% |
152.83 |
14.00% |
| 12 |
144.01 |
13.50% |
147.22 |
14.00% |
| 13 |
139.37 |
13.50% |
142.64 |
14.00% |
| 14 |
135.52 |
13.50% |
138.84 |
14.00% |
| 15 |
132.30 |
13.50% |
135.67 |
14.00% |
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| LOANS
TO NRIs |
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| Loans are also offered to
Non-Residents Indians on the same terms and conditions as applicable to resident Indians. |
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Registered &
Corporate Office
Viswakarma, 86C Topsia Road (South)
Calcutta 700046
Phone 00-91-33-2800028-39, 2401542,
Fax 00-91-33-2403120,
Email htcal@cal.vsnl.net.in
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For further
details: www.hometrustindia.com |
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